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BEST COMMUNITY MICROSURE TRUST

Scope of Services

Micro-insurance  is  defined  as  insurance  that  is  accessed  by  or  accessible  to  the  low-income population. Zimbabwe has potential in relation to micro insurance, much of the infrastructure & regulation is already  in  place  and  the  risk  that  the  poor  face  should  provide  significant  demand  for  suitable, affordable products. E.g., HIV/AIDS and other chronic disease pandemic has been a significant catalyst to the market to develop and implement basic credit life and funeral insurance products. Intuitively, it makes sense for the poor to buy insurance considering the multitude of risks they face.  Prospects  of  disease  and  illness  because  of  poor  nutrition  or  unsanitary environments, informal  and  substandard  construction  for  housing  and  business,  food  insecurity  and  natural disasters are all strong  

reasons why the poor should demand and buy insurance. When a disaster occurs with no cover, it comes at a great expense to the poor, driving them deeper into poverty. However, the poor do not buy insurance. The  poor  do  demand  insurance.  Multiple  studies  and  market  research  illustrate  this  point. MicroSave-Africa's  demand  assessments  in  Kenya  &  Uganda  revealed  that  the  poor  desire  a range  of  insurance  products,  including  health,  death  of  a  family  member,  theft  etc.  and  are willing to pay premiums to cover the risk they face. Best  Community  MicroSure  has  developed  micro  community  funeral,  micro  community medical, micro community investments, micro community legal, micro community banking, and projects to target the marginalized low-income group.

Main Services

  • Community Funeral Cash Plan

  • Micro-Capital Projects

  • Micro-Health

  • Micro-Legal (future offering)

Objectives

  1. To initiate, promote and/or further broad based economic social and empowerment of the grassroots of Zimbabweans.

  2. To partner, unlock and empower communities.

  3. To  create  community  savings  clubs,  community  banking,  micro-lending  as  well  as community financial institutions.

  4. To  give  mutual,  financial  and  material  support  and  assist  subscribing  members  of  the community to access decent funeral.

Company Management                                                                                                                           Our Partners

MR.  ALFRED SIMBA TOME - PATRON

MR.  HLUPEKO JOSHUA MAHUBABA - CHAIRMAN

MR. MELUSI MPISI NDLOVU - VICE CHAIRMAN

MISS ROSSAL GAHA - P.A. TO CHAIRMAN

PASTOR GEORGE MANONGWA - SECRETARY

JOSEPH CHIRISERI - ORGANISING SECRETARY

BENNY MATIMBA – MANAGEMENT

MR. ROBSON MBANJE – MANAGEMENT

MS JESCAH VHIYAI – MANAGEMENT

MS EDITOR MAJONGA– MANAGEMENT

MS JOYCE CHIDHAKWA – MANAGEMENT


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LEGAL PRACTITIONERS:

C. MUTSAHUNI CHIKORE & PARTNERS LEGAL PRACTITIONERS SUITE


SECURITY AND INVESTIGATIONS 

MANTLE SECURITY SYSTEMS


CABS GOLD CLASS FIRST STREET BRANCH


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